Credit Card Interest Calculator

This calculator will show you how much of your current credit card payment is being applied to the principal balance and how much is pure interest.

Credit Card Current Balance:
Annual Interest Rate:
Current Monthly Payment:
Portion of next payment
applied to principal:
Portion of next payment
applied to interest charges:
Total Interest:
Number of Monthly Payments:
Total Number of Years:

* These Calculators are provided as a member convience. Please use the following as a guide when using the calculators.

  • Results are hypothetical and may not be applicable to your individual situation
  • Calculators are a guide only and have no legal effect
  • Results do not constitute an offer for credit
  • Calculators do not consider the impact of fees that may apply
  • Seeking the advice of an investor is recommended
  • Actual terms provided may differ