Hawaii Daily Loan Rates

Loan Rates

Our Best In-house Rates are Listed

We have many options for financing or refinancing primary residences or second homes. Most of our mortgage loans can cover single-family homes, condominiums, duplex, tri-plex and four-plex properties.

Some refinance transactions may require a higher rate, higher closing costs, or both.

Effective as of May 11, 2018

Hawaii Consumer Real Estate Loan Rates

For more information please call:
Noelle Kai (808) 208-0320

You can also ask a question using our: » Secure Message Service «

Current conventional mortgage rates for Hawaii at HiCentral.com

Owner Occupied First Mortgage: Single Family Residence

Loan Term Maximum Loan
to Value
Interest Rate APR
10 years a 80% 4.50% 4.648%
15 years b 80% 4.75% 4.854%
20 years c 80% 5.00% 5083%
30 years d 80% 5.125% 5.186%

Island Home

Loan Term Maximum Loan
to Value
Interest Rate APR
10 years e 80% 5.00% 5.150%
15 years f 80% 5.50% 5.607%

Owner Occupied Second Mortgage: Single Family Residence

Loan Term Maximum Loan
to Value
Interest Rate APR
Up to 7 years g 80% 6.75% 6.92%
Up to 15 years h 80% 7.75% 7.864%

Consumer Land: Residential Lot or Small Tracts not for Development

Loan Term Maximum Loan
to Value
Interest Rate APR
8 years i 70% 7.35% 7.759%
12 years j 70% 7.85% 8.150%

Home Equity Line First Mortgage

Maximum Loan amount $500,000, No Loan Origination Fee. Current Prime Rate: 4.75%

Loan Term Maximum Loan
to Value
Base
Interest Rate
Rate Floor Rate Ceiling
7 year draw 80% Prime + 0.25% 5.00% 15.00%

Home Equity Line Second Mortgage

Maximum Loan amount $300,000, No Loan Origination Fee. Current Prime Rate: 4.75%

Loan Term Maximum Loan
to Value
Base
Interest Rate
Rate Floor Rate Ceiling
7 year draw 80% Prime + 0.75% 5.00% 15.00%

» top «

Interest Rates are subject to change without notice and may vary based on your credit history, loan amount and/or property type. Actual APR on some loans may be higher based on loan amount and terms selected. There will be additional third party fees.

Notes:

Noelle Kai NMLS#1684625
MVFCU NMLS#418470

» top «