Consumer, Personal and Credit Card Loans

MVFCU Consumer Loans

MVFCU offers a variety of loans to meet our member's needs. You can apply for a consumer loan at any of our Community Offices. You can also apply from anywhere, 24 hours a day, by calling (800) 976-5198 or by applying online.

Check Out Our Amazing Rates!

See our incredible new rates on our Loan Rate Sheet. Please be advised that while these tools help you to create an estimate, the loan offer may be different than your estimate.

Some types of loans we offer are:

» Auto Loans «

» Personal Loans «

» MVFCU Credit Cards «


Secured Loans

Secured financing is available for virtually any titled asset including new or used vehicles, motorcycles, watercraft, and other recreational vehicles. We offer several online resources to help you estimate your secured loan. Use the NADA Auto Guide to determine the market value of a used vehicle, and the online car loan payment calculator to help you estimate the monthly payment for a loan. Secured Loans offer a fixed term, fixed interest rate, and installment payments.

Signature Loans

A Signature Loan is an unsecured loan that does not require specific collateral. Unsecured, closed-end type financing will cover many personal items such as computers and snowboards, or intangibles such as debt consolidation and unexpected medical expenses. You can even finance travel or vacation trips with these loans! Signature loans offer a fixed term, fixed interest rate, and installment payments.

Lines of Credit

For the ultimate in flexibility, explore the options of our personal line of credit loans or the VISA Classic credit card. Both can be managed easily with your MVFCUonline account and through our Easy Access telephonic system.

Credit Builder Loans

Credit Builder Loans are easy to obtain and require no financial approval! Shares or Certificates of deposit are used as collateral until the loan is paid, with a fixed, competitive rate, a fixed term, and installment payments. The Share/Certificate continues to earn interest, and early withdrawal penalties on the share or certificate are avoided. These loans may also be used to help members build good credit.

Apply for a Loan Today!

Link to online calculators

» Apply Online Now! «

» Personal Loan Application PDF «